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Upstart Holdings Inc. ($UPST) Stock Forecast: Up 5.0% Today

Morpher AI identified a bullish signal. The stock price may continue to rise based on the momentum of the good news.

What is Upstart Holdings Inc.?

UPSTART (UPST) is a fintech company utilizing artificial intelligence to enhance consumer access to credit. The market sentiment towards innovative fintech companies is positive.

Why is Upstart Holdings Inc. going up?

UPST stock is up 5.0% on Aug 28, 2025 14:10

  • UPSTART (UPST) exhibited a strong bullish movement recently, potentially influenced by the positive market sentiment surrounding fintech companies adopting AI-driven lending strategies, similar to Pagaya.
  • The market's favorable response might be attributed to UPSTART's growth potential and innovative approach in lending, as demonstrated by Pagaya's AI-driven model.
  • Investors may be optimistic about UPSTART's future growth and competitive advantage in the fintech sector, contributing to the bullish market movement.

UPST Price Chart

UPST Technical Analysis

UPST News

Will Pagaya's AI-Driven Model Support Its Growth Momentum?

PGY expands lending capacity with AI-driven growth and a capital-light, diversified model.

https://www.zacks.com/stock/news/2743098/will-pagayas-ai-driven-model-support-its-growth-momentum

0 Missing News Article Image Will Pagaya's AI-Driven Model Support Its Growth Momentum?

Upstart Holdings Inc. Price History

29.06.2025 - UPST Stock was down 6.8%

  • Despite a bullish stance from smart money in UPST options, the stock experienced a bearish movement today.
  • The comparison with StoneCo in the fintech sector might have raised concerns about Upstart's growth potential.
  • The market's reaction to Upstart's stock drop could be due to profit-taking after a recent surge in price.
  • SoFi's aggressive growth strategy and strong financial performance may have overshadowed Upstart's developments, leading to a bearish market movement for UPST.

22.06.2025 - UPST Stock was down 5.1%

  • UPST's stock experienced a bearish trend, diverging from the general market direction, pointing to distinct factors impacting the company.
  • Sentiment in the options market for UPST leaned bearish, with major financial players taking noteworthy actions against the stock.
  • A comparison of UPST with PYPL indicates a possible investor preference for the strategic shift in PYPL over UPST's AI lending approach, potentially influencing UPST's stock performance.
  • The blend of negative options sentiment and a comparative analysis with PYPL's strategy could have contributed to UPST's stock decline today.

19.07.2025 - UPST Stock was down 5.1%

  • Despite positive sentiment from prominent investors, UPST encountered significant bearish movement today.
  • The decline could be linked to retail investors engaging in profit-taking following the stock's recent uptrend.
  • Potential reasons for the shift in market sentiment could include broader economic conditions or uncertainties regarding the fintech sector.
  • Investors are advised to monitor future updates and news to determine whether the current downturn is a temporary adjustment or a more substantial reversal in trends.

05.07.2025 - UPST Stock was up 5.9%

  • UPST stock demonstrated significant bullish momentum today.
  • The optimism in the market is possibly linked to the forthcoming Q2 earnings, with analysts forecasting positive results for key performance indicators.
  • Despite a recent decline in stock value, the prevailing market outlook remains bullish, evident from options trading data highlighting a predominance of optimistic traders.
  • The favorable market outlook towards UPST may also be influenced by general market trends and investor trust in the company's innovative AI-based lending system.

07.07.2025 - UPST Stock was down 5.9%

  • Despite showcasing robust year-over-year revenue growth and achieving profitability, Upstart Holdings, Inc. faced a significant decline compared to the broader market.
  • The company's optimistic financial outcomes and revised full-year sales guidance were eclipsed by notable pessimism in the options market from major financial institutions.
  • Upstart surpassed analyst expectations in its second-quarter earnings, yet market sentiment appeared to be more impacted by the negative options trading activity.
  • The discrepancy between Upstart’s strong performance and the adverse market response indicates potential investor concerns regarding future growth prospects or external market factors that could affect the company’s operations.

06.07.2025 - UPST Stock was down 11.0%

  • Despite reporting better-than-expected revenue and earnings for the second quarter, Upstart's stock faced a larger drop than the broader market, indicating unfavorable market sentiment.
  • Financial giants engaging in bearish options activities, with 70% displaying such tendencies, likely exerted downward pressure on the stock price.
  • A mixed market sentiment was observed, with 38% of traders being bullish and 33% bearish, potentially contributing to the stock's volatility and uncertainty.
  • In conclusion, the stock's significant bearish movement can be attributed to the combination of robust fundamentals, negative market sentiment, and bearish options activity.

28.07.2025 - UPST Stock was up 5.0%

  • UPSTART (UPST) exhibited a strong bullish movement recently, potentially influenced by the positive market sentiment surrounding fintech companies adopting AI-driven lending strategies, similar to Pagaya.
  • The market's favorable response might be attributed to UPSTART's growth potential and innovative approach in lending, as demonstrated by Pagaya's AI-driven model.
  • Investors may be optimistic about UPSTART's future growth and competitive advantage in the fintech sector, contributing to the bullish market movement.

12.07.2025 - UPST Stock was down 5.4%

  • The company posted robust Q2 revenue growth, surpassing analyst expectations, yet its stock performed poorly.
  • Issuing $500 million in convertible notes, combined with a bearish stance from influential investors in the options market, are likely factors behind the stock's decline.
  • The ambivalent stance among prominent financial institutions, with a majority displaying bearish trends in options trading, could have exacerbated the negative market activity for UPST.
  • Concerns among investors regarding potential dilution resulting from the convertible notes and the general market sentiment towards the stock may have led to the bearish movement, despite positive financial outcomes.

22.07.2025 - UPST Stock was up 6.2%

  • UPST saw significant bullish movement during the trading session.
  • Encouraging Q2 results from another company and the ongoing growth trends in the fintech industry in 2025 seemed to enhance investor confidence, potentially influencing UPST positively.
  • Notable investors displayed a bullish outlook on UPST, possibly indicated in the options market activity, which likely contributed to the increase in UPST's stock price.
  • The overall positive outlook for the fintech sector along with heightened investor interest from various market participants could have driven UPST's bullish performance on the day.

31.06.2025 - UPST Stock was up 6.8%

  • UPST stock demonstrated a bullish trend today, following a minor dip in the previous trading session.
  • The uptick in UPST's stock price could be linked to positive smart money activity in UPST options, reflecting a strong belief in the company's future prospects.
  • Furthermore, the comparison between StoneCo and Upstart within the fintech industry might have captured investor attention towards UPST, driving its upward trajectory.
  • UPST's innovative use of AI to transform the U.S. credit market likely played a role in fostering the optimistic market sentiment surrounding the stock.

01.07.2025 - UPST Stock was down 5.3%

  • UPST saw a notable decrease, ending the day at $81.74, down 1.9% from the prior trading session, despite positive sentiments from financial entities in the options market.
  • Potential contrast in views regarding UPST's growth in comparison to peers such as StoneCo could have impacted the bearish movement.
  • Profit-taking actions from investors with bullish UPST positions may have also played a role in the market downturn.
  • Today's bearish trend in UPST appears to stem from profit realization, market volatility, and comparative evaluations with other fintech stocks.

01.07.2025 - UPST Stock was down 5.6%

  • UPST stock dipped by -1.9% in a bearish market movement.
  • Despite bullish options activity, the broader market sentiment likely impacted UPST negatively.
  • The comparison with StoneCo and discussions on its fintech approach may have influenced investor sentiment.
  • Market concerns about the overall economic outlook could have contributed to the bearish trend in UPST today.
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Disclaimer
Morpher is not liable for the content of the AI investment insights. Like most GPT-powered tools, these summaries may contain AI hallucinations and inaccurate information. Morpher is not presenting you with any investment advice. All investments involve risk, and the past performance of a security, industry, sector, market, or financial product does not guarantee future results or returns. Investors are fully responsible for any investment decisions they make. Such decisions should be based solely on an evaluation of their financial circumstances, investment objectives, risk tolerance, and liquidity needs. These summaries do not constitute investment advice.