Upstart Holdings Inc. ($UPST) Stock Forecast: Up 5.1% Today

What is Upstart Holdings Inc.?

Upstart Holdings Inc. (NASDAQ: UPST) is a fintech company specializing in utilizing artificial intelligence for consumer lending via its online marketplace, gaining recognition for its inventive approach and disciplined credit practices.

Why is Upstart Holdings Inc. going up?

UPST stock is up 5.1% on Jun 24, 2026 18:16

• UPST stock saw a significant uptick today after securing a renewed $600 million loan agreement with Neuberger Specialty Finance, demonstrating confidence in Upstart's AI lending platform and competitive borrower rates.
• The preliminary ratings provided by KBRA for Upstart's $320 million loan deal further bolstered investor confidence, emphasizing strong credit support and collateralization for the asset-backed securitization.
• Nonetheless, UPST displayed weaker performance compared to the overall market recently, potentially due to market concerns regarding AI's impact on traditional software models and notable talent departures from tech giants such as Alphabet.
• The positive movement in UPST stock today can be attributed to favorable developments in its loan agreements and securitization, reflecting the company's growth potential and dedication to fintech innovation.

UPST Price Chart

UPST Technical Analysis

UPST News

Upstart stock jumps on renewed $600M loan agreement

Upstart Holdings Inc. (NASDAQ:UPST) shares jumped following the announcement of a renewed forward-flow agreement with Neuberger Specialty Finance for up to $600 million in consumer loans. This agreement allows funds managed by Neuberger Specialty Finance to invest in consumer loans originated through Upstart’s AI lending marketplace. Both companies highlighted their strong, enduring partnership and Upstart's commitment to innovation and disciplined credit practices, which helps provide more competitive rates for borrowers.

https://www.investing.com/news/stock-market-news/upstart-stock-jumps-on-renewed-600m-loan-agreement-93CH-4758548

KBRA gives preliminary ratings to Upstart's $320M loan deal

KBRA has assigned preliminary ratings to Upstart Securitization Trust 2026-3, a $320.005 million consumer loan asset-backed securitization (ABS). This marks the 51st ABS securitization collateralized by loans originated through Upstart Network, Inc., a subsidiary of publicly traded Upstart Holdings, Inc. The preliminary ratings reflect initial credit enhancement levels ranging from 20.50% to 64.75% across different classes of notes, with credit support provided by overcollateralization, excess spread, a cash reserve, and subordination.

https://www.stocktitan.net/news/UPST/kbra-assigns-preliminary-ratings-to-upstart-securitization-trust-2q4tjs03lie6.html

Average basic shares outstanding of Upstart Holdings, Inc. Shs Cert Deposito Arg Repr 0.2 Sh – BCBA:UPST.CI

This article provides financial information for Upstart Holdings, Inc. Shs Cert Deposito Arg Repr 0.2 Sh under the BCBA:UPST.CI ticker. It specifically focuses on the "Average basic shares outstanding" for the company. The content appears to be an excerpt from a financial data platform, likely TradingView, presenting a snapshot of this particular financial metric.

https://www.tradingview.com/symbols/BCBA-UPST.CI/financials-income-statement/basic-shares-outstanding/

Upstart, Atlassian, and Asure Software Shares Are Falling, What You Need To Know

Shares of Upstart, Atlassian, and Asure Software declined following concerns about AI's impact on the traditional enterprise software subscription model and high-profile AI talent departures from Alphabet. This decline comes despite a recent rally in software stocks and strong performance from companies like Snowflake, Dell, ServiceNow, Okta, and MongoDB, which suggest AI is accelerating rather than displacing enterprise software demand. Investors are currently pricing in significant cannibalization by AI, even though income statements may not fully reflect this yet, with Asure Software, for instance, down 13.9% year-to-date.

https://finance.yahoo.com/markets/stocks/articles/upstart-atlassian-asure-software-shares-003519054.html

Upstart Holdings, Inc. (UPST) Suffers a Larger Drop Than the General Market: Key Insights

Upstart Holdings, Inc. (UPST) experienced a 3.42% drop, underperforming the broader S&P 500, Dow, and Nasdaq in its most recent trading session, despite a 13.55% gain over the past month. The company is projected to report significant year-over-year growth in upcoming earnings, with analysts anticipating a 52.78% EPS increase and a 37.93% revenue rise. UPST currently holds a Zacks Rank of #3 (Hold) and trades at a premium valuation compared to its industry.

https://sg.finance.yahoo.com/news/upstart-holdings-inc-upst-suffers-220006331.html

Trending Today

Coinbase Global Inc. ($COIN) Stock Forecast: Down 5.3% Today

Skyworks Solutions Inc. ($SWKS) Stock Forecast: Down 5.0% Today

Super Micro Computer Inc ($SMCI) Stock Forecast: Down 5.6% Today

BorgWarner Inc. ($BWA) Stock Forecast: Down 5.3% Today

Micron Technology Inc. ($MU) Stock Forecast: Down 5.1% Today

DuPont de Nemours Inc. ($DD) Stock Forecast: Up 195.6% Today

Uber Technologies Inc. ($UBER) Stock Forecast: Up 6.1% Today

Blink Charging Co. ($BLNK) Stock Forecast: Down 7.9% Today

Target Corporation ($TGT) Stock Forecast: Up 5.1% Today

Brent Crude Oil ($BRENT) Commodity Forecast: Down 5.1% Today

Upstart Holdings Inc. Price History

16.05.2026 - UPST Stock was down 5.5%

• The bearish movement in UPST today could be attributed to the mixed sentiments among traders regarding the stock. Some traders may have been influenced by the bearish technical indicators like death crosses and resistance levels.
• The concerns raised about macroeconomic anxieties regarding credit risk and the impact of potential Fed rate hikes might have added to the selling pressure on UPST.
• The failure of UPST to break above the key descending trendline could have triggered further selling, leading to the bearish movement observed today.
• Overall, the speculative nature of the stock, combined with the uncertainties surrounding the company's fundamentals and the broader market conditions, likely contributed to the bearish sentiment and downward movement in UPST.

24.05.2026 - UPST Stock was up 5.1%

• UPST stock saw a significant uptick today after securing a renewed $600 million loan agreement with Neuberger Specialty Finance, demonstrating confidence in Upstart's AI lending platform and competitive borrower rates.
• The preliminary ratings provided by KBRA for Upstart's $320 million loan deal further bolstered investor confidence, emphasizing strong credit support and collateralization for the asset-backed securitization.
• Nonetheless, UPST displayed weaker performance compared to the overall market recently, potentially due to market concerns regarding AI's impact on traditional software models and notable talent departures from tech giants such as Alphabet.
• The positive movement in UPST stock today can be attributed to favorable developments in its loan agreements and securitization, reflecting the company's growth potential and dedication to fintech innovation.

17.05.2026 - UPST Stock was down 5.5%

• The bearish movement in UPST today may be influenced by several factors:
• Technical analyses indicating potential downside due to bearish signals such as death crosses and resistance levels.
• Differing opinions from traders on TradingView about the company's future performance, with some questioning its fundamentals.
• Concerns regarding the impact of macroeconomic conditions, particularly in relation to possible Fed rate hikes and interest rates.
• The general market sentiment towards high-growth stocks like UPST could be impacted by broader market conditions and uncertainties surrounding the economic outlook.
• Investors focusing on the company's financial performance, such as its long-term debt to total assets ratio, might have contributed to the selling pressure on the stock.
• Despite the bearish movement, UPST's strong market position and integration of AI technology could still present potential upside in the long run, depending on market conditions and regulatory changes.

02.05.2026 - UPST Stock was down 6.1%

• The bearish movement in UPST's stock price today can be attributed to the multiple class action lawsuits filed against the company by various law firms. These lawsuits allege that Upstart made false and misleading statements regarding its AI underwriting model, Model 22, which led to inflated stock prices and investor losses. The specific reasons for the negative market sentiment include:
• Allegations of false and misleading statements by Upstart executives regarding the performance and impact of Model 22 on revenue.
• Disclosure of issues with the "Model 22 underwriting system," which negatively affected borrower approvals and conversion rates, leading to a drop in stock price.
• Investors being reminded of the upcoming deadline to join the securities fraud class action lawsuits, creating uncertainty and selling pressure on the stock.
• Overall, the legal challenges and concerns surrounding the accuracy of Upstart's AI underwriting model seem to have shaken investor confidence, resulting in the bearish movement in UPST's stock price today.

05.05.2026 - UPST Stock was down 5.1%

• The bearish movement in UPST's stock today is linked to multiple class action lawsuits filed against the company, alleging false and misleading statements about its AI underwriting model, Model 22. Investor worries regarding the company's transparency and credibility have been heightened.
• Despite strong Q1 results and revenue surpassing expectations, the negative impact of the lawsuits outweighed the positive news of UPST's partnership with Community Choice Credit Union. Concerns over the company's transparency and credibility seemed to eclipse its recent achievements.
• Insider purchases by CEO Paul Gu and an equity grant received by a director failed to counterbalance the stock's downward pressure resulting from uncertainties about the accuracy of Upstart's AI model.
• In summary, legal issues regarding the accuracy of Upstart's AI model have cast a shadow over the company's recent positive developments, leading to the bearish movement in its stock price today.

08.05.2026 - UPST Stock was up 5.2%

• The positive movement in UPST stock today may be influenced by the favorable perception of the company's AI-based lending platform and its growth prospects.
• The impending deadline for the securities class action lawsuit does not appear to have significantly affected investor confidence, indicating a strong market outlook for Upstart Holdings, Inc.
• Despite the legal uncertainties surrounding the accuracy of Upstart's Model 22 and its potential revenue implications, market participants and analysts are focusing on the company's future growth trajectory and technical analysis, supporting the upward trend.
• A combination of optimistic evaluations of UPST's core strengths and careful considerations of broader economic conditions indicates that investors are balancing the risks and rewards linked to the stock, contributing to today's bullish market activity.

11.05.2026 - UPST Stock was down 5.5%

• Several factors could be influencing the bearish movement in UPST's stock today:
• The leadership transition and substantial insider selling by Upstart's President and Chief Capital Officer, Sanjay Datta, amounting to $456,000, may be causing apprehension among investors regarding the company's future performance and direction.
• A pending securities class action lawsuit alleging misleading statements concerning Upstart's AI credit underwriting model, Model 22, is likely contributing to legal uncertainties and investor doubt, adversely impacting the stock.
• Despite analysts' upward revisions to price targets, the prevailing market sentiment remains pessimistic, likely driven by a combination of legal issues, leadership changes, and declining share prices, culminating in today's bearish movement in UPST.

03.05.2026 - UPST Stock was down 6.9%

• The bearish movement in UPST's stock today can be attributed to ongoing legal issues surrounding the company, including securities fraud class action lawsuits. This negative sentiment has likely spooked investors and led to a sell-off of the stock.
• Directors receiving significant equity grants, while not directly causing the bearish movement, may have added to existing concerns about corporate governance and insider dealings within the company.
• Issues with Upstart's "Model 22 underwriting system" impacting borrower approvals and conversion rates likely further contributed to the downward pressure on the stock. Investors may be worried about the potential long-term implications of these operational challenges on the company's financial performance.

04.05.2026 - UPST Stock was up 6.1%

• Despite facing a securities fraud lawsuit alleging misleading information on its AI lending growth, UPST experienced a bullish movement likely due to the positive news of reporting $1.45 billion in loan originations for May 2026.
• The strong revenue growth and undervaluation highlighted by analysts, along with other positive developments like a Q1 revenue beat and strategic partnerships, contributed to investor confidence and drove the stock price up.
• The equity grants to directors, while not directly impacting the company's financials, may have also signaled stability and confidence in the company's future prospects, further boosting investor sentiment and driving the bullish movement.

09.05.2026 - UPST Stock was up 5.7%

• Despite facing a class action lawsuit over misleading statements about its AI credit underwriting model, UPST stock showed resilience and gained value.
• The slight reduction in the 12-month price target for UPST by analysts did not deter investors, as the consensus rating remains a "Buy."
• The legal challenges and negative news seem to have been overshadowed by insider confidence through recent stock purchases, indicating a positive sentiment towards the company.
• The market movement could be attributed to investors focusing more on the long-term potential of UPST's technology and business model rather than short-term legal issues.

24.05.2026 - UPST Stock was up 5.5%

• The positive market movement of UPST stock is linked to KBRA allocating preliminary ratings to Upstart Securitization Trust 2026-3, a $320 million consumer loan ABS, which showcases trust in the company's loan portfolio.
• Despite industry-wide concerns about AI's impact on traditional enterprise software models, Upstart's strong positioning within the fintech sector and promising growth opportunities are believed to have influenced the favorable market sentiment.
• Upstart's noteworthy financial performance, characterized by a notable rise in transaction volumes and revenue, has gained recognition from investors and analysts, resulting in a "Strong Buy" rating and expectations of considerable revaluation potential.
• Anticipation surrounding the forthcoming earnings report, which projects substantial year-over-year growth in EPS and revenue, has further bolstered investor confidence in Upstart's future prospects, driving the recent bullish trend in the stock.

18.05.2026 - UPST Stock was down 5.4%

• The bearish movement in UPST stock today is linked to a pending lawsuit filed by the Shareholders Foundation. This lawsuit accuses the company of securities law violations concerning false statements about the accuracy and revenue impact of Upstart's Model 22.
• The negative investor sentiment resulting from the lawsuit appears to have overshadowed positive earnings forecasts and revenue breakdowns, leading to a decline in the stock price.
• Technical analyses and trade ideas from traders have pointed out bearish indicators such as death crosses and resistance levels, contributing to the downward pressure on UPST stock.
• Despite the optimistic outlook on projected earnings growth and insider ownership in discussions about high-growth stocks, the legal uncertainties surrounding the lawsuit have influenced the bearish movement in Upstart Holdings Inc's stock today.