Upstart Holdings Inc. ($UPST) Stock Forecast: Up 5.0% Today

What is Upstart Holdings Inc.?

Upstart Holdings Inc. (UPST) is a fintech company that uses artificial intelligence to automate the lending process for personal loans.

Why is Upstart Holdings Inc. going up?

UPST stock is up 5.0% on Nov 14, 2025 16:26

• Despite a recent 41% drop in the stock price over the past three months, today's strong bullish movement indicates a potential reversal in the trend.
• The positive market movement could be attributed to investors reassessing UPST's strong quarter performance, including model shifts and funding gains.
• The cautious hold outlook may have been overshadowed by current market sentiment and potential growth prospects for the company.
• Overall, today's bullish movement in UPST suggests renewed investor confidence and interest in the stock, despite recent challenges.

UPST Price Chart

UPST Technical Analysis

UPST News

Is Upstart Stock a Buy, Hold or Sell After a Steep 41% 3-Month Drop?

UPST's sharp three-month drop contrasts with a strong quarter as model shifts, funding gains and macro sensitivity shape a cautious hold outlook.

https://www.zacks.com/stock/news/2791094/is-upstart-stock-a-buy-hold-or-sell-after-a-steep-41-3-month-drop

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Upstart Holdings Inc. Price History

05.10.2025 - UPST Stock was down 16.0%

• UPST stock declined today following the company's announcement of mixed earnings results for the third quarter and a less optimistic outlook, prompting selling pressure.
• Although the company exceeded earnings estimates, the stock fell short of revenue projections for the quarter, generating investor worries.
• Concerns over Upstart's AI lending advancement and its potential to sustain revenue growth in sectors like Auto and Home fueled a negative market response.
• The convergence of weaker financial performance than anticipated and uncertainties about future growth prospects influenced the bearish movement in UPST stock today.

05.10.2025 - UPST Stock was down 12.7%

• UPST stock encountered a notable -7.96% downturn in the most recent trading session.
• The company's performance in Q3 was a blend, surpassing earnings expectations but failing to meet revenue projections, which influenced the stock's decline.
• The reaction from investors towards the revenue miss points to apprehensions regarding Upstart's growth outlook.
• The market's feedback indicates that, while Upstart's AI lending model and diversification into new sectors are promising, sustaining revenue growth presents a significant challenge for the company.

10.09.2025 - UPST Stock was down 6.1%

• UPST stock moved negatively, reaching $52.37, displaying a +1.18% change from the previous trading day.
• The stock's positive performance amidst the overall market decline could be due to investor interest in fintech firms with growth potential.
• Potential reasons for the market downturn include wider economic uncertainties and traders selling off stocks, including UPST.
• Investor focus may have shifted to news about Pagaya finalizing a $400 million auto loan-backed ABS deal, impacting UPST's stock performance adversely.

18.08.2025 - UPST Stock was up 5.3%

• UPST's positive performance is linked to its AI-driven lending surge and expanding product suite, standing out among competitors in the fintech sector.
• Despite market fluctuations, UPST continued on a bullish trajectory, reflecting investor confidence in its innovative strategies.
• UPST's resilience and attractiveness to investors seeking growth opportunities in the fintech industry are evident in its consistent upward momentum despite market challenges.

23.08.2025 - UPST Stock was down 5.0%

• UPST stock saw a 4.4% decline, contrasting with the broader market's upward movement.
• The drop in UPST stock price could be linked to investors taking profits following a period of significant growth.
• Concerns may arise among investors regarding the impact of increasing interest rates on Upstart's borrowing expenses and profitability.
• The downward push on UPST shares might be a result of a change in market sentiment towards fintech stocks in general.

16.09.2025 - UPST Stock was down 5.1%

• UPST closed lower today despite outperforming the broader market in the previous trading session.
• The comparison with PayPal in the fintech sector might have raised concerns among investors about UPST's competitive position and growth potential.
• The positive movement in UPST amidst a falling market could indicate that investors are still optimistic about the company's long-term prospects despite the bearish trend today.

31.09.2025 - UPST Stock was up 5.1%

• UPST outperformed the market today, closing with a +1.13% change.
• The surge in Credit Unions utilizing UPST's AI lending platform likely fueled investor optimism about the company's growth potential.
• Despite comparisons with other fintech stocks like StoneCo, UPST's innovative approach to lending seems to have resonated well with investors.
• The anticipation of SoFi Technologies' Q3 earnings and its impact on the broader fintech sector might have also influenced UPST's bullish movement.

30.08.2025 - UPST Stock was down 6.5%

• UPST stock experienced a significant bearish movement, dropping by 8.04% despite overall market gains.
• The drop could be attributed to profit-taking by investors after a period of strong growth in the stock price.
• Investors might be concerned about rising interest rates impacting the lending industry, leading to a sell-off in UPST shares.
• It is essential for investors to closely monitor market trends and company performance to make informed decisions regarding UPST stock.

20.09.2025 - UPST Stock was up 5.0%

• UPST stock demonstrated a strong performance compared to the overall market.
• The company's expansion into different lending sectors is considered a crucial factor for sustained growth.
• While UPST is often pitted against fintech giant PayPal, which benefits from diversified growth and AI collaborations, investors have responded positively to UPST's high-risk, high-reward approach in specialized markets, contributing to its bullish movement.

14.10.2025 - UPST Stock was up 5.0%

• Despite a recent 41% drop in the stock price over the past three months, today's strong bullish movement indicates a potential reversal in the trend.
• The positive market movement could be attributed to investors reassessing UPST's strong quarter performance, including model shifts and funding gains.
• The cautious hold outlook may have been overshadowed by current market sentiment and potential growth prospects for the company.
• Overall, today's bullish movement in UPST suggests renewed investor confidence and interest in the stock, despite recent challenges.

30.09.2025 - UPST Stock was down 5.4%

• UPST experienced a bearish movement despite settling slightly higher than the previous close.
• Investors may be favoring the steady profitability of other fintech companies over UPST's volatile AI-driven lending model.
• Investor concerns about rich valuations could have contributed to the bearish movement in UPST.
• Despite settling higher, the overall sentiment and comparisons with other fintech stocks indicate a lack of confidence in UPST's current position in the market.

30.09.2025 - UPST Stock was down 8.8%

• UPST experienced a bearish trend in the stock market despite credit unions integrating its AI lending platform, potentially raising concerns among investors.
• Market sentiment may have been influenced by comparing UPST with StoneCo, another player in the fintech industry, as investors seemed to prefer StoneCo's stable profitability over UPST's fluctuating performance.
• The upcoming Q3 earnings report from SoFi Technologies and its probable impact on the fintech sector might have shifted attention away from UPST, contributing to the drop in its stock value.
• Although UPST showed better performance than the overall market on the latest trading day, its general downward trajectory suggests that investors could be reassessing the company's growth prospects and competitive position.