SoFi Technologies Inc. ($SOFI) Stock Forecast: Down 5.2% Today

What is SoFi Technologies Inc.?

SoFi Technologies, Inc. (SOFI) operates as a financial technology company, offering various financial products such as personal finance, student loan refinancing, and investment services. The stock experienced a downward trend today in response to recent company updates.

Why is SoFi Technologies Inc. going down?

SOFI stock is down 5.2% on Dec 17, 2025 20:56

• A new investor, Thrive Wealth Management LLC, recently established a position in SOFI, signaling confidence in the company's potential for growth. However, other market factors may have overshadowed this positive development.
• The company's $1.5 billion share offering sparked discussions about stock dilution and resulted in increased stock volatility. Despite posting strong Q3 earnings and revenue growth, this move led to uncertainty among investors.
• SoFi introduced the SoFi Smart Card and other ambitious projects like crypto services and loan platforms, suggesting potential growth opportunities. Nevertheless, market sentiment appears cautious due to concerns regarding the company's valuation and execution.
• Analysts' price targets for SOFI range from the mid-to-high $20s, with a consensus rating of "Hold/Neutral", indicating mixed investor sentiment. This blend of positive fundamentals and dilution worries likely influenced today's bearish stock performance.

SOFI Price Chart

SOFI Technical Analysis

SOFI News

Thrive Wealth Management LLC Invests $501,000 in SoFi Technologies, Inc. $SOFI

Thrive Wealth Management LLC recently initiated a new stake in SoFi Technologies (NASDAQ:SOFI), acquiring 18,957 shares worth approximately $501,000. SoFi reported strong Q3 earnings, surpassing analyst estimates with $0.11 EPS and $949.6M in revenue, and year-over-year revenue growth of 37.7%. Major institutions like Vanguard Group and Norges Bank hold significant positions, contributing to the 38.43% institutional ownership of the stock.

https://www.marketbeat.com/instant-alerts/filing-thrive-wealth-management-llc-invests-501000-in-sofi-technologies-inc-sofi-2025-12-17/

SoFi Stock (SOFI) News Today: $1.5B Share Offering Fallout, Analyst Targets, and 2026 Forecasts (Dec. 16, 2025)

SoFi Technologies, Inc. (NASDAQ: SOFI) is navigating volatility following a $1.5 billion share offering, which has sparked dilution debates despite the company's improved profitability narrative and aggressive product rollouts. Analyst targets are mixed, generally clustering in the mid-to-high $20s with a "Hold/Neutral" consensus, reflecting a tug-of-war between strong fundamentals and renewed dilution concerns. Investors are now closely watching how the additional capital will be deployed and SoFi's execution on platform expansion into 2026.

https://ts2.tech/en/sofi-stock-sofi-news-today-1-5b-share-offering-fallout-analyst-targets-and-2026-forecasts-dec-16-2025/

SoFi Technologies (SOFI) Stock Today: Latest News, $1.5B Share Sale Fallout, Smart Card Launch, Analyst Targets and 2026 Outlook (Dec. 15, 2025)

SoFi Technologies (NASDAQ: SOFI) is navigating investor sentiment after a significant $1.5 billion equity raise caused dilution, despite strong Q3 2025 results and raised guidance. The company launched a new Smart Card positioned as an “all-in-one account” to drive primary bank behavior. Analysts currently hold a "Hold" consensus on SOFI stock, with price targets mostly in the mid-$20s, as the market weighs valuation after the year's rally against future growth catalysts like the Smart Card, crypto offerings, and loan platform business.

https://ts2.tech/en/sofi-technologies-sofi-stock-today-latest-news-1-5b-share-sale-fallout-smart-card-launch-analyst-targets-and-2026-outlook-dec-15-2025/

|Will SoFi Technologies (SOFI) Stock Hit $50 in 2026?

|SoFi Technologies (SOFI) is aiming to become a trillion-dollar company, and CEO Anthony Noto is driving this vision with initiatives like technology-enabled personal finance "smart cards" and Bitcoin transactions. Despite a recent controversial $1.5 billion share offering that caused a short-term dip, the company's Q3 2025 net income more than doubled year-over-year to $139.392 million, demonstrating strong financial growth. While reaching a $50 stock price by 2026 is ambitious and subject to market volatility, SoFi's fundamental improvements and strategic capital raise suggest a positive outlook for long-term investors.

https://finance.yahoo.com/news/sofi-technologies-sofi-stock-hit-150051890.html

SoFi Technologies (SOFI) Stock Today: Latest News, Analyst Forecasts, and 2026 Catalysts (Dec. 15, 2025)

SoFi Technologies (SOFI) is currently in a "cooldown phase" after a significant 2025 rally, marked by a $1.5 billion equity raise, new product launches like the SoFi Smart Card, and ambitious plans in crypto including a potential SoFi-branded stablecoin. Despite recent dilution from the stock offering, the company reported strong Q3 2025 results with GAAP net income and raised full-year 2025 guidance, emphasizing profitable growth and diversification beyond lending. Analyst forecasts are cautiously optimistic, with targets rising but a prevailing "Hold" rating, highlighting investor debate on the stock's valuation versus its execution and complex growth initiatives.

https://ts2.tech/en/sofi-technologies-sofi-stock-today-latest-news-analyst-forecasts-and-2026-catalysts-dec-15-2025/

Trending Today

Uniswap ($UNI) Crypto Forecast: Up 5.5% Today

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SoFi Technologies Inc. Price History

23.09.2025 - SOFI Stock was up 5.1%

• A surge in SoFi's stock price today is likely driven by a positive market sentiment and investor confidence related to the company's upcoming earnings.
• The recent development about SoFi's AI chatbot Konecta improving fintech efficiency seems to have resonated well with investors, boosting their belief in the company's growth prospects.
• A decrease in short interest for SoFi Technologies suggests a potential change in market sentiment towards a more optimistic view on the stock, influencing today's upward movement.
• On the whole, optimistic market forecasts, technological innovations, and declining short interest may have collectively propelled the bullish trend observed in SoFi's stock today.

22.09.2025 - SOFI Stock was down 7.6%

• The downward movement in SOFI's stock today may be due to profit-taking by investors following a recent surge in the stock price.
• Positive news about SoFi's AI chatbot Konecta enhancing efficiency and expectations of earnings growth might have been overshadowed by broader market conditions or sector rotations.
• The decline in short interest suggests that some investors are becoming less pessimistic about SOFI, although this shift may not have fully counteracted other factors influencing the bearish trend.
• Investor sentiment appears to be waiting on the upcoming earnings release to gain better insights into SOFI's financial performance and future prospects, resulting in cautious trading activity.

13.10.2025 - SOFI Stock was down 5.1%

• The uptick in short interest as a percentage of the total shares available for trading might have influenced the stock's bearish performance, reflecting a heightened bearish outlook among shareholders.
• Despite the introduction of SoFi Crypto, an innovative offering by the company, it may not have been sufficient to counteract the negative market sentiment surrounding the stock.
• The stock's decline today could be a response to wider economic conditions or industry-specific developments impacting the financial technology sector, contributing to the bearish movement in SOFI stock.

06.10.2025 - SOFI Stock was down 5.9%

• SoFi's stock might have been expected to run higher due to rising earnings estimates. However, the market movement was bearish, indicating that the actual performance may have fallen short of these optimistic expectations.
• Despite positive earnings estimates, external factors such as overall market conditions or specific industry trends could have influenced the stock's decline.
• Investors may have reacted negatively to other news or developments related to SoFi Technologies, leading to the bearish movement in the stock price today.

26.10.2025 - SOFI Stock was up 6.9%

• Positive movements in SoFi's stock today are linked to strong bullish sentiment from major players in the options market.
• Increased unusual trading activity and a majority of traders leaning towards a bullish outlook point to a positive sentiment towards SoFi Technologies.
• This uptick in bullish behavior indicates investor confidence in the company's growth potential and optimistic expectations for its future performance.
• The market activity also suggests investor belief in SoFi's ability to leverage opportunities in the financial technology and digital banking sectors.

28.09.2025 - SOFI Stock was up 5.2%

• Q3 earnings of SoFi Technologies exceeded expectations, demonstrating strong financial performance and confidence from investors in the company's growth prospects.
• The stock has reached record levels, possibly due to favorable market sentiment and expectations of future growth opportunities.
• Analysts are bullish on SOFI's revenue and earnings growth, potentially contributing to the upward trend in the stock.
• A comparison with OppFi regarding profitability and growth underscores SoFi's competitive stance in the fintech industry, likely appealing to more investors.

18.10.2025 - SOFI Stock was down 5.1%

• SoFi's upgraded outlook with strengthening scalable profitability was not enough to offset the bearish sentiment in the market.
• The rise in short interest as a percent of float may have contributed to the downward pressure on the stock.
• The launch of SoFi Crypto, while innovative, may not have been sufficient to drive a positive market sentiment today.
• Overall, the combination of factors such as market sentiment, short interest, and new product launches likely led to the bearish movement in SOFI stock today.

17.11.2025 - SOFI Stock was down 5.2%

• A new investor, Thrive Wealth Management LLC, recently established a position in SOFI, signaling confidence in the company's potential for growth. However, other market factors may have overshadowed this positive development.
• The company's $1.5 billion share offering sparked discussions about stock dilution and resulted in increased stock volatility. Despite posting strong Q3 earnings and revenue growth, this move led to uncertainty among investors.
• SoFi introduced the SoFi Smart Card and other ambitious projects like crypto services and loan platforms, suggesting potential growth opportunities. Nevertheless, market sentiment appears cautious due to concerns regarding the company's valuation and execution.
• Analysts' price targets for SOFI range from the mid-to-high $20s, with a consensus rating of "Hold/Neutral", indicating mixed investor sentiment. This blend of positive fundamentals and dilution worries likely influenced today's bearish stock performance.

20.10.2025 - SOFI Stock was up 6.3%

• The strong bullish movement in SOFI's stock today can be attributed to the upgraded outlook driven by strengthening scalable profitability. This positive development has likely attracted investors and boosted confidence in the company's future prospects.
• The unusual options activity indicating a bearish move on SOFI might have initially caused some uncertainty in the market. However, the subsequent news of the upgraded outlook seems to have outweighed any bearish sentiment.
• The shift in trader sentiment from 50% bearish to 44% bullish could indicate a growing optimism among investors regarding SOFI's potential for growth and profitability.
• Overall, the combination of positive updates regarding scalable profitability and an improved outlook for the company's future financial performance likely fueled the strong bullish movement in SOFI's stock today.

30.09.2025 - SOFI Stock was down 5.0%

• Despite surpassing earnings and revenue projections for the third quarter, SOFI witnessed a bearish market activity.
• The stock had been hovering around its peak levels and facing resistance, suggesting that investors might have opted for profit-taking.
• Comparisons with other stocks and high expectations for Q3 growth could have inflated anticipations, leading to a sell-off post the earnings announcement.
• Investors could be reassessing the stock's worth and future growth possibilities, prompting the bearish movement despite a strong financial performance.

30.09.2025 - SOFI Stock was down 5.3%

• Despite SoFi's Q3 earnings beat and revenue surpassing estimates, the stock saw bearish movement.
• Smart money investors' bullish stance in SOFI options did not result in a positive market performance.
• Speculation and excitement around all-time high expectations before the earnings report potentially led to profit-taking and a subsequent bearish trend.
• Comparisons by value investors between SOFI and other stocks like IFS may have influenced a bearish market sentiment toward the stock.

12.10.2025 - SOFI Stock was up 5.5%

• SOFI debuted SoFi Crypto, becoming the first nationally chartered, FDIC-insured bank to provide cryptocurrency trading directly on its platform.
• The launch of SoFi Crypto likely sparked enthusiasm among investors, resulting in heightened buying interest in SOFI shares.
• This strategic move positions SOFI as an industry trailblazer, embracing the increasing popularity of cryptocurrency trading and potentially drawing in more customers to its platform.
• The bullish market activity mirrors investors' favorable outlook on SOFI's innovative strategies and expansion into the cryptocurrency market.