SoFi Technologies Inc. ($SOFI) Stock Forecast: Up 5.2% Today

What is SoFi Technologies Inc.?

SOFI Technologies (NASDAQ: SOFI) provides various financial products and services, such as personal loans, student loan refinancing, and investing options. The company's stock saw significant gains today amid some mixed developments.

Why is SoFi Technologies Inc. going up?

SOFI stock is up 5.2% on Jul 31, 2025 17:36

• In Q2, SOFI surpassed analyst predictions with triple beats in both earnings and revenue. This positive performance usually triggers a bullish response in the market.
• Despite the impressive results, the stock dipped by 2.4% post-earnings, possibly due to profit-taking behavior as investors may have opted to sell following the news.
• The stock price decline could also be attributed to the company's announcement of a $1.5 billion public offering of common stock for general business purposes.
• The overall market movement reflects a blend of strong earnings overshadowed by the public offering news, resulting in a slight retreat in the stock price despite the robust financial results.

SOFI Price Chart

SOFI Technical Analysis

SOFI News

SOFI Stock Declines 2.4% Since Q2 Earnings & Revenue Beat

SOFI posts triple beats in Q2 and lifts the full-year outlook. However, shares slip 2.4% despite 43% revenue growth.

https://www.zacks.com/stock/news/2644481/sofi-stock-declines-24-since-q2-earnings-revenue-beat

Why Is SoFi Trading Lower? - SoFi Technologies ( NASDAQ:SOFI )

Shares of SoFi Technologies ( SOFI ) are trading lower despite reporting good earnings. This is a classic case of 'buy on he rumor, sell on the news'. The market's back, and these 3 income stocks are thriving. See them here→

https://www.benzinga.com/trading-ideas/technicals/25/07/46736512/stock-of-the-day-why-is-sofi-trading-lower

Only A 2.6% Chance Of A Fed Rate Cut; Fintech, Healthcare Earnings In Focus

Let's get into it… today's one of those days where every hour has a headline. But first, yesterday morning started with a batch of earnings from fintech and healthcare. And then of course we're heading straight into a firestorm after the bell, today, with $6.5 trillion in market cap set to report.

https://www.benzinga.com/news/earnings/25/07/46730866/only-a-2-6-chance-of-a-fed-rate-cut-fintech-healthcare-earnings-in-focus

SoFi Stock Is Sinking After Hours: What's Happening? - SoFi Technologies ( NASDAQ:SOFI )

SoFi announces a public offering of $1.5 billion of its common stock to be used for general corporate purposes. SoFi ends the second quarter with $2.12 billion in cash and cash equivalents. Missed the rally? Learn exactly where the next leaders are emerging here.

https://www.benzinga.com/markets/earnings/25/07/46708828/sofi-stock-is-sinking-after-hours-whats-happening

SoFi Technologies Stock Surges On 'Exceptional' Q2 Earnings, Raised Guidance

SoFi reports second-quarter revenue of $858.23 million, beating analyst estimates of $801.49 million. SoFi reports second-quarter adjusted earnings of 8 cents per share, beating estimates of 6 cents per share. Missed the rally? Learn exactly where the next leaders are emerging here.

https://www.benzinga.com/markets/earnings/25/07/46687653/sofi-technologies-stock-surges-on-exceptional-q2-earnings-raised-guidance

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SoFi Technologies Inc. Price History

11.06.2025 - SOFI Stock was up 5.0%

• SoFi Technologies reached new 52-week highs due to aggressive growth strategies, plans to enter the crypto market, and strong institutional support.
• The company's emphasis on scaling its ecosystem and broadening its income streams, highlighted by the $2 billion Fortress deal, has contributed to its sustainable growth.
• Favorable sentiment from analysts and investors, along with positive seasonal trends, have further lifted SoFi's stock price.
• Overall, SoFi's strategic decisions towards innovation and expansion have driven its stock to a robust bullish trajectory, surpassing other cybersecurity and financial firms in the market.

30.06.2025 - SOFI Stock was down 7.4%

• The announcement of a public offering of $1.5 billion of common stock by SoFi for general corporate use might have influenced the stock's decline, potentially diluting the value for existing shareholders.
• Despite strong Q2 earnings and increased guidance, concerns about the company's performance related to student loans may have led to the market's negative reaction.
• Uncertainty surrounding the likelihood of a Federal Reserve rate cut, estimated at 2.6% by analysts, could have contributed to market volatility impacting SOFI's stock price.
• Intense competition in the fintech industry causing a slight decrease in stock price before the Q2 earnings announcement may signal caution among investors.

22.06.2025 - SOFI Stock was down 5.7%

• SoFi Technologies (SOFI) had a strong bearish movement today despite recent positive momentum.
• The unexpected comeback of a certain individual's former SPACs, including SOFI, might have led to profit-taking by investors.
• The unusual options activity showing a bullish stance could indicate a short-term correction in the stock price.
• Investors might be reevaluating the company's valuation after recent news about potential undervaluation and liquidity concerns in the market.

29.06.2025 - SOFI Stock was up 14.3%

• SoFi Technologies stock witnessed a significant uptrend today following the exceptional Q2 earnings report and improved guidance, outperforming analyst expectations for revenue and earnings per share.
• The impressive earnings beat of +33.33% and revenue outperformance of +6.55% for the quarter ending June 2025 likely contributed to increased investor confidence in the company's growth trajectory.
• The market's favorable response to SoFi's financial performance suggests investors have a positive outlook on the company's potential to thrive in the changing fintech sector and deliver robust financial results going forward.
• Despite some bearish activity from select investors trading SoFi Technologies' options, the overall market sentiment appears to be predominantly optimistic, propelling the stock price higher.

29.06.2025 - SOFI Stock was up 15.2%

• SoFi's upcoming Q2 earnings report is generating interest among investors, potentially driving bullish sentiment as they anticipate positive results.
• The surge in SoFi's net income by 217% reflects the company's commitment to innovation, partnerships, and growth strategies, which may have boosted investor confidence.
• The breakout above the 20-day moving average indicates a positive technical signal, suggesting increasing buying momentum and potential for further price appreciation.
• Despite some bearish positioning by high-rolling investors in SoFi's options, the overall market sentiment seems to be favoring the company's growth trajectory, leading to the bullish movement in the stock.

30.05.2025 - SOFI Stock was up 5.6%

• Despite the pessimistic outlook of some investors in the options market towards SoFi Technologies, the stock showcased strong bullish movement, indicating a disparity between options trading sentiment and actual stock performance.
• The 21% surge in SOFI's stock price reflects positive investor sentiment, however, concerns regarding the stock's potentially inflated valuation with a high P/E ratio of 41X have emerged. This implies that speculative trading rather than underlying fundamentals might be driving the market activity.
• The juxtaposition of divergent signals from the options market and apprehensions about valuation underscores the volatility and uncertainty encircling SoFi Technologies. This has resulted in a mixed investor sentiment and likely contributed to today's bullish movement in the stock.

08.06.2025 - SOFI Stock was up 10.2%

• SoFi stock experienced a bullish movement today, possibly driven by positive investor sentiment and market optimism.
• The stock reaching a new 52-week high indicates growing confidence in the company's performance and potential future growth.
• The anticipation of SoFi beating earnings estimates in the next quarterly report could have contributed to the bullish momentum as investors are optimistic about the company's financial health and growth prospects.
• Despite the broader market volatility due to geopolitical tensions and Fed uncertainty, SoFi's strong performance suggests that investors have faith in the company's ability to navigate through challenges and deliver positive results.

08.06.2025 - SOFI Stock was up 5.3%

• Today, SOFI experienced significant bullish momentum, likely influenced by its emphasis on innovation and sustainable growth.
• The recent 217% profit surge and a $2B deal with Fortress may have increased investor confidence in the company's future growth.
• Despite recent market fluctuations due to geopolitical concerns and Federal Reserve uncertainties, SOFI managed to achieve a new 52-week high, indicating strong investor interest.
• In conclusion, SOFI's strategic efforts towards expansion and innovation appear to be yielding positive results, evident in today's bullish market performance.

10.06.2025 - SOFI Stock was up 5.5%

• The stock of SOFI saw a bullish movement today, reaching new 52-week highs, supported by its growth plans, crypto projects, and institutional support.
• A 217% profit increase and a $2 billion Fortress deal have helped SOFI expand its ecosystem and reduce its dependence on lending revenue, boosting investor confidence and driving up the stock price.
• These developments have generated a positive outlook on SOFI, drawing in more investors and lifting the stock price as the market acknowledges the company's potential for sustainable growth and innovation in the fintech industry.

31.06.2025 - SOFI Stock was up 5.2%

• In Q2, SOFI surpassed analyst predictions with triple beats in both earnings and revenue. This positive performance usually triggers a bullish response in the market.
• Despite the impressive results, the stock dipped by 2.4% post-earnings, possibly due to profit-taking behavior as investors may have opted to sell following the news.
• The stock price decline could also be attributed to the company's announcement of a $1.5 billion public offering of common stock for general business purposes.
• The overall market movement reflects a blend of strong earnings overshadowed by the public offering news, resulting in a slight retreat in the stock price despite the robust financial results.

31.06.2025 - SOFI Stock was up 11.8%

• SOFI's stock demonstrated significant upward momentum today despite an initial decline following the announcement of a public offering of $1.5 billion in common stock.
• The stock saw a notable increase due to strong Q2 earnings and an improved outlook, surpassing analyst expectations in both revenue and earnings.
• The temporary drop in stock value post-announcement could be linked to profit-taking behavior following the positive earnings release, following a common market strategy.
• Positive market sentiment towards fintech firms and better-than-expected earnings results were key factors driving SOFI's stock price up today.

30.06.2025 - SOFI Stock was down 14.8%

• SoFi's stock registered a notable decline subsequent to the announcement of a public offering of $1.5 billion worth of its common stock for general corporate uses. This move likely sparked concerns among stakeholders regarding potential dilution of existing shares and future earnings per share.
• Despite posting impressive Q2 earnings and outperforming revenue projections, the market response to the public offering declaration overshadowed the favorable financial results. Investors may have given more weight to the immediate implications of the stock offering rather than the robust quarterly performance.
• The marginal decline in SoFi's stock value before the Q2 earnings release indicates that investors were wary of the influence of student loans on the company's financial standing. This ambiguity might have contributed to the bearish momentum in the stock.
• A comparison between SoFi and XP in terms of value stock might have impacted investor sentiment, with some potentially favoring XP over SoFi based on perceived value metrics.