Equifax Inc. ($EFX) Stock Forecast: Down 5.1% Today

What is Equifax Inc.?

Equifax (EFX) is a leading global data, analytics, and technology company, providing insights to help customers make informed decisions. The stock had a strong bearish movement today amidst market activities.

Why is Equifax Inc. going down?

EFX stock is down 5.1% on Feb 11, 2026 16:02

• Equifax delivered solid Q4 2025 results, with revenue exceeding analyst estimates, but its Q1 2026 adjusted EPS guidance fell slightly short, leading to investor concerns and a bearish market movement.
• Oppenheimer Asset Management Inc. significantly increased its stake in Equifax, indicating confidence in the company's performance, but this positive sentiment might have been overshadowed by the slightly disappointing guidance.
• The accurate prediction of a decline in FICO shares by InvestingPro's Fair Value model might have raised caution among investors regarding overvaluation in the sector, impacting Equifax's stock negatively.
• The mixed results reported by Fiserv, with declining revenues despite beating earnings estimates, could have contributed to a broader sectoral weakness, further influencing Equifax's bearish movement.

EFX Price Chart

EFX Technical Analysis

EFX News

Equifax's Q4 Earnings Call: Our Top 5 Analyst Questions

Equifax delivered solid Q4 2025 results, with revenue exceeding analyst estimates, driven by its Workforce Solutions and U.S. Information Solutions segments and strong adoption of AI-enabled products. While adjusted EPS also beat expectations, the company's Q1 2026 adjusted EPS guidance fell slightly short. Analysts focused on the company's proprietary data moat in the AI era, VantageScore adoption hurdles, AI customer data consumption, mortgage lender engagement, and EWS margin trends.

https://finviz.com/news/307208/equifaxs-q4-earnings-call-our-top-5-analyst-questions

Equifax, Inc. $EFX Shares Bought by Oppenheimer Asset Management Inc.

Oppenheimer Asset Management Inc. significantly increased its stake in Equifax (NYSE:EFX) in the third quarter of 2025, purchasing an additional 11,184 shares to bring its total holdings to 24,346 shares, valued at approximately $6.245 million. This move comes as Equifax exceeded expectations in its latest quarterly report, posting an EPS of $2.09 and revenue of $1.55 billion, and provided strong FY2026 guidance. Institutional investors hold a substantial portion of Equifax shares, which currently trade near $202.70 with a P/E of 38.10.

https://www.marketbeat.com/instant-alerts/filing-equifax-inc-efx-shares-bought-by-oppenheimer-asset-management-inc-2026-02-11/

FICO: How InvestingPro’s Fair Value model predicted the 42% decline By Investing.com

InvestingPro's Fair Value model accurately predicted a 42% decline in FICO shares by flagging the company as significantly overvalued in December 2024. Despite strong fundamentals, the model identified risks like regulatory scrutiny and competitive challenges, leading to a substantial drop in share price by February 2026. This case study demonstrates how comprehensive valuation analysis can help investors make informed decisions and avoid mispriced securities.

https://www.investing.com/news/investment-ideas/fico-how-investingpros-fair-value-model-predicted-the-42-decline-93CH-4499103

Fiserv Q4 Earnings Beat Estimates, Revenues Decline 7% Y/Y

Fiserv (FISV) reported mixed fourth-quarter 2025 results, with earnings surpassing the Zacks Consensus Estimate but revenues falling short and declining 6.7% year-over-year. The company's adjusted earnings per share were $1.99, while adjusted revenues reached $4.9 billion. Fiserv also provided its 2026 guidance, projecting organic revenue growth of 1-3% and EPS of $8-$8.3.

https://www.theglobeandmail.com/investing/markets/stocks/IT-N/pressreleases/136422/fiserv-q4-earnings-beat-estimates-revenues-decline-7-y-y/

Fiserv Q4 Earnings Beat Estimates, Revenues Decline 7% Y/Y

Fiserv, Inc. (FISV) reported mixed fourth-quarter 2025 results, with adjusted earnings per share of $1.99 surpassing the Zacks Consensus Estimate by 4.7% despite declining 20.7% year over year. However, adjusted revenues of $4.9 billion missed the consensus estimate by 1% and decreased by 6.7% year over year. The company's stock has seen a significant decline in the past six months, although management provided a positive outlook for 2026 with anticipated organic revenue growth of 1-3% and an EPS guidance of $8-$8.3.

https://www.theglobeandmail.com/investing/markets/stocks/IT/pressreleases/136420/fiserv-q4-earnings-beat-estimates-revenues-decline-7-yy/

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Equifax Inc. Price History

02.00.2026 - EFX Stock was down 0.9%

• The bearish movement in EFX stock today can be attributed to the regulatory shift in the mortgage lending industry, as the FHFA dismantles FICO's monopoly on credit assessments. This move has caused market disruption for traditional credit bureaus like Equifax, impacting their revenue streams and market position.
• The increased competition from alternative scoring models like VantageScore 4.0 and FICO 10 T, which offer more inclusive credit assessment methods, might have raised concerns about Equifax's market share and profitability in the long run.
• Investors are likely reacting to the evolving landscape in the credit industry, where companies like Equifax may face challenges in maintaining their dominant position amidst regulatory changes and technological advancements introduced by competitors like TransUnion.

05.01.2026 - EFX Stock was up 5.0%

• Despite a pessimistic forecast, Equifax's Q4 earnings beat estimates and the company provided positive guidance for FY 2026, instilling confidence in investors.
• The diverse analyst views and price target adjustments indicate a mixed sentiment around the stock, with some concerns about return on equity and assets.
• Equifax's focus on new product innovation, AI capabilities, and government services opportunities for reducing improper payments are seen as drivers for strong growth in 2026.
• The bullish movement could be attributed to the positive earnings report, future growth prospects, and potential upside highlighted by analysts, overshadowing short-term concerns and rating adjustments.

05.01.2026 - EFX Stock was up 6.8%

• Equifax's Q4 2025 earnings call revealed a mixed performance, with EPS missing expectations but strong revenue growth and optimistic projections for 2026. The market likely reacted positively to the company's strategic focus on new product innovation, AI capabilities, and expansion into government services.
• Despite a recent downgrade by Raymond James Financial for Enerflex (TSE: EFX), a different company, Equifax's bullish movement was driven by its expanded partnership with Gen Digital to enhance consumers' financial solutions, showcasing potential for growth and innovation.
• Analysts' diverse ratings and price target adjustments for Equifax may have contributed to the bullish sentiment, reflecting confidence in the company's robust market capitalization, revenue growth, and future prospects highlighted elsewhere.

11.01.2026 - EFX Stock was down 5.1%

• Equifax delivered solid Q4 2025 results, with revenue exceeding analyst estimates, but its Q1 2026 adjusted EPS guidance fell slightly short, leading to investor concerns and a bearish market movement.
• Oppenheimer Asset Management Inc. significantly increased its stake in Equifax, indicating confidence in the company's performance, but this positive sentiment might have been overshadowed by the slightly disappointing guidance.
• The accurate prediction of a decline in FICO shares by InvestingPro's Fair Value model might have raised caution among investors regarding overvaluation in the sector, impacting Equifax's stock negatively.
• The mixed results reported by Fiserv, with declining revenues despite beating earnings estimates, could have contributed to a broader sectoral weakness, further influencing Equifax's bearish movement.

04.01.2026 - EFX Stock was down 6.0%

• Despite strong fourth-quarter results, surpassing earnings and revenue expectations, Equifax's stock experienced a bearish movement.
• Market concerns about the projected low single-digit decline in the U.S. mortgage market and FICO's pricing actions may have led to the negative reaction.
• Investors noted weaknesses in the housing and hiring markets despite revenue growth in Equifax's mortgage and workforce solutions businesses.
• Profit-taking by traders after the positive earnings report contributed to a temporary dip in the stock price.

03.01.2026 - EFX Stock was down 11.3%

• Equifax (EFX) experienced a significant bearish movement of 8.89% on February 3rd, reaching an intraday low amidst broader market concerns and specific company-related issues.
• The market reacted negatively to a report on the IT services and consulting sector, which impacted not only Equifax but also other companies like Xerox, Accenture, and IBM.
• Concerns raised by Senators Warren, Sanders, and Wyden about Equifax potentially profiting off Medicaid work requirements added to the negative sentiment surrounding the company.
• Despite analyst forecasts suggesting a potential upside and a consensus "Outperform" recommendation, the current market sentiment towards Equifax remains bearish due to a combination of industry-wide fears and specific company challenges.

03.01.2026 - EFX Stock was down 9.4%

• The bearish movement in Equifax's stock price today could be attributed to a warning issued by public figures regarding potential price gouging related to new Medicaid work requirements, leading to concerns about regulatory scrutiny and financial implications for the company.
• Despite positive analyst ratings and expectations for revenue growth and earnings, the stock's recent downward trend might be impacting investor sentiment, fueled by past revenue estimate variations and earnings per share misses.
• The introduction of new AI-driven fraud and income verification tools by Equifax is viewed favorably for its long-term strategy, although there may be a delayed financial impact, contributing to short-term uncertainty.
• The combination of regulatory concerns, mixed financial performance, and new product launches may be factors in the bearish market movement in Equifax's stock today, prompting investors to closely watch the company's earnings report for future insights and strategic direction.

06.01.2026 - EFX Stock was up 6.8%

• The U.S. property/casualty insurance industry's underwriting gain of $35.3 billion due to reduced losses from extreme weather events could have positively impacted EFX, as it may have reduced potential liabilities for the company.
• Gen Digital Inc.'s strong Q3 earnings, exceeding market expectations and announcing a strategic partnership with Equifax, could have contributed to EFX's bullish movement through positive market sentiment and potential synergies between the companies.
• CFRA's downgrade of Equifax Inc. shares to Hold from Buy, without specific reasons provided, might have initially caused some uncertainty in the market, but the overall positive news and partnerships could have outweighed this impact, leading to the bullish movement in EFX.

06.00.2026 - EFX Stock was down 5.4%

• Equifax (EFX) experienced a strong bearish movement, dropping 2.3% in premarket trading.
• The criticism from the Federal Housing Finance Agency regarding the pricing models of credit reporting companies, including Equifax, led to the decline in EFX shares.
• Despite the company's solid financial health and potential undervaluation, ongoing regulatory scrutiny and insider selling contributed to the negative market sentiment.
• The renewed scrutiny on credit bureaus, as highlighted by Director Bill Pulte, further intensified the downward pressure on Equifax's stock price.

06.00.2026 - EFX Stock was down 5.2%

• Equifax (EFX) and TransUnion (TRU) stocks experienced a decline after criticism from a notable figure regarding credit reporting companies' pricing models. This led to a 2.3% drop in Equifax's stock.
• Despite the overall market trend, Equifax showcased resilience compared to competitors like Unity Software.
• GAM Holding AG acquired a new stake in Equifax during Q3. This, along with strong Q3 results and positive guidance, indicates the company's underlying strength despite market challenges.
• Investors are paying close attention to various market indicators, such as U.S. jobs data and the Federal Reserve's rate outlook. These factors potentially influenced the bearish movement of Equifax's stock amid broader market conditions.

11.11.2025 - EFX Stock was up 5.4%

• The acquisition of additional shares by State Street Corp and the positive quarterly earnings report exceeding analyst expectations have likely boosted investor confidence in Equifax, leading to a bullish market movement.
• The introduction of the new product, Income Qualify, aimed at providing income and employment insights to mortgage lenders earlier in the lending process, has been well-received by the market, showcasing Equifax's commitment to innovation and meeting industry needs.
• The strategic pricing initiative by Equifax to offer VantageScore 4.0 mortgage credit scores at a discounted rate compared to FICO 2026 prices demonstrates the company's competitive positioning and willingness to adapt to market demands, further contributing to the positive sentiment surrounding the stock.

09.00.2026 - EFX Stock was up 5.3%

• Equifax (EFX) experienced a strong bullish movement today, potentially driven by the following factors:
• Analysts maintaining a "Moderate Buy" rating with a potential upside of 20.3% despite regulatory scrutiny and market pressures.
• Former President Trump's initiatives to lower housing costs could indirectly benefit Equifax, creating new opportunities and increasing demand for its services.
• Investors weighing regulatory risks against the company's growth catalysts, such as investments in cloud and new product platforms, which could have positively influenced market sentiment.